Commercial Underwriter- Portland in Portland, OR at Volt

Date Posted: 2/20/2020

Job Snapshot

  • Employee Type:
    Contingent
  • Location:
    Portland, OR
  • Job Type:
  • Duration:
    24 weeks
  • Date Posted:
    2/20/2020
  • Job ID:
    214420
  • Contact Name
    Volt Branch
  • Phone
    509-891-7000

Job Description

Volt | Commercial Underwriter | Portland, OR

SUMMARY

We are seeking a commercial underwriter with broad experience in an enterprise banking environment.

Responsibilities:

  • Analyzes financial data related to new and renewal loan requests, including lines of credit, asset-based lines, commercial real estate, and equipment financing loans.
  • Presents facts and offers opinions/recommendations to CRMs and PMs concerning applicant's credit worthiness.
  • Prepares summary and/or credit approval report documenting credit analysis and supporting information for credit decision recommendations.
  • Drafts loan agreements in collaboration with the CRM and PM.
  • Reviews and monitors commercial and/or real estate loan documents for accuracy, completeness and adherence to approval conditions.
  • Follows up with customers to obtain all necessary information and clarification on financial analysis materials and resources.
  • May work with attorneys and other financial or legal resources to obtain correct and accurate documents to fully protect the financial institution's interests in the credit relationship.
  • Participates in customer and prospect calls with the CRM/PM, outside calling and other marketing efforts.
  • Ensures customer is approved for all ancillary products; makes recommendations to CRM/PM on potential customer needs.
  • May directly manage a portfolio of smaller credits.
  • May direct or lead the work of others.

Qualifications:

  • Bachelor's degree in Business, Finance, Accounting, or other related field or the equivalent in education in experience.
  • 5+ years of commercial underwriting/credit analysis experience.
  • Advanced analytical and problem solving skills.
  • Advanced credit and credit quality skills including accounting, financial statement spreading, and cash flow analysis experience.
  • Advanced knowledge of credit policies, procedures, practices and documentation.
  • Advanced sales skills including business development.
  • Excellent written and verbal communication.
  • Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships.
  • Proficiency with personal computers and related software packages such as Word and Excel, and other business machines.
  • Must have completed accounting and credit training courses.
  • Ability to train and present to small and large audiences or has the interest in learning to train and present.

Physical Requirements and Working Conditions

Work involves:

  • Sitting
  • Walking
  • Lifting up to 25 pounds
  • Occasional Travel

Please note the following:

  • This is a W2 only position.
  • Direct inquiries only.
  • No 3rd party submittals please.
  • This position is not available for Corp-to-Corp.
  • This position is not available for Associate Vendors.

Volt offers a candidate referral bonus, please inquire for more details.  (Conditions and restrictions apply)

Volt is an Equal Opportunity Employer.